Organizations advocate for people with disabilities | Salisbury, NC ...

Friday, March 23, 2012 12:00 AM | Printer friendly version | E-mail to a friend | Comments

By Shavonne Potts

spotts@salisburypost.com

SALISBURY ? Mary Sechler, an advocate for people with traumatic brain injuries, left Gloria Dei Lutheran Church on Thursday night with a handful of papers.

She will take them back to others who could not attend a town hall meeting held at the church?s fellowship center. The meeting was sponsored by the Coalition, a group made up of 40 organizations that advocate for people living with developmental disabilities, addictive disease and mental illness.

The town hall meeting was an opportunity for the Coalition to explain the state budget and its impact on mental health, developmental disabilities and substance abuse services.

The purpose of the meeting, which is one of a series, was to bring attention to how the loss of state funds affects people who receive services from various mental health organizations.

The meeting was attended by advocates, consumers and members of the local National Alliance on Mental Illness group, as well as others who receive or provide services to people concerning mental health and other disabilities.

Jennifer Mahan, chair of the Coalition, spoke to the group, encouraging them to be vocal with their local lawmakers.

She hopes her talk will spur people to ?take action.? she said.

?It is absolutely critical that people let their elected officials know their concerns,? Mahan said.

The truth is the economy fell apart, Mahan told the group, and there isn?t much funding to work with.

Spending for these types of services, be it mental illness or substance abuse, doesn?t meet the demand in this state, Mahan said.

Growth in dollars has not kept pace with population growth. People who aren?t able to receive services because of lack of funding wait years for help, or in some cases end up in jail, she said.

People who need these services are at great risk if the current system fails, Mahan said.

Budget reductions can mean loss of services, lost access to needed medical treatment, loss of support and quality of life for people who need it and loss of independence. And in some cases, providers may have to close doors and/or lose employees.

?It?s about making sure funds go to serve the people,? Mahan said.

Sechler said one way to spread the word is to first open up about mental illness and other disabilities.

?We have to get rid of the stigma,? Sechler said following the meeting.

There are a number of underserved people who already miss out on some services, she said.

?You have to be willing to fight for yourselves,? Sechler said.

?It was very informative. It helps us understand better an overview of how the state budget works,? said John Giampaoll with PBH (Piedmont Behavioral Health).

For more information about the Coalition and the dates of future town hall meetings, visit www.thecoalitionnc.org.

Contact reporter Shavonne Potts at 704-797-4253.

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Source: http://www.salisburypost.com/News/032312-NAMI-town-hall-meeting-The-Coalition-qcd

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Researchers Find the Key to Shock Therapy's Treatment of Depression

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Source: http://news.yahoo.com/researchers-key-shock-therapys-treatment-depression-161200321.html

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Quarterback questions

Spring brings QB hunt to Notre Dame

When spring drills begin Wednesday,?Fighting Irish coach Brian Kelly?will open up a?QB derby with a basic version of his offense so all four of the candidates (Tommy Rees, Andrew Hendrix, Everett Golson and Gunner Kiel) will have a level playing field, so to speak.

Source: http://www.nbcsports.msnbc.com/id/46284481?pg=3#spt_trash_talk

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Health Insurance For Pre-Existing Condition? | Bankrate.com

If you have a pre-existing condition, you may think it will keep you from getting affordable health insurance.

But health insurers don't make money by denying applicants. Instead, they may offer what is known as a condition-specific deductible, or CSD, that can provide the health care coverage you need at a price you can afford.

A CSD is an annual deduction that is completely separate from your medical and/or prescription drug deductible and applies only to treatment and medication for a single health condition. Once you reach your condition-specific deductible, your health insurance plan will typically pay covered expenses related to that condition at 100 percent for the rest of the year.

Dealing with a pre-existing condition

Vincent Blair, a veteran health insurance broker based in Webster Groves, Mo., says that prior to the introduction of CSDs several years ago, insurance companies had three ways of dealing with consumers with health conditions. They could decline them outright, exclude the specific condition with an exclusion rider, or "rate up," meaning they would charge more for the policy.

"You have some companies that say we don't put exclusions on any conditions. Well, that sounds good, but they decline quicker. Or they'll include the condition but charge you more money, typically on things like blood pressure or cholesterol," says Blair. "But they can't rate up an arthritic hip because there's no premium they can charge to cover a $40,000 hip replacement, so they exclude it."

In a worst-case scenario, the consumer would bear the full burden of treatment costs for their condition without the benefit of the insurer's network-discounted rates.

Assurant Health, a health insurer based in Milwaukee, then introduced the CSD, a consumer-friendly alternative to the exclusion rider that allows the insured to take advantage of discounts with network providers.

CSD vs. exclusion rider

"It was a softer version of the pre-existing condition exclusion," says Michael Morrisey, professor at the University of Alabama at Birmingham's School of Public Health. "What happens is you pay whatever the insurer has negotiated with that doctor out of pocket rather than through the insurance until you hit the deductible, then the insurance takes over."

Under a condition-specific deductible offered by Humana, consumers with health conditions may qualify for in-network deductible amounts of $2,500, $5,000 or $7,500; out-of-network deductibles double to $5,000, $10,000 or $15,000.

While it's comforting to know the maximum amount you'll face out of pocket for your condition in the coming year, Blair says it's the access to the insurer's re-priced rates that really sell a CSD.

"If you had an exclusion rider on your knee, that's an uncovered expense and doesn't get negotiated. So along comes Assurant and says, 'We'll cover you and put a $15,000 deductible on your knee.' Why this is so genius is, they already know that if you have a torn meniscus, the bill is not going to go past $15,000, so they're going to be out nothing, and you get the negotiated rate!"

Source: http://www.bankrate.com/finance/insurance/health-insurance-pre-existing-condition-1.aspx

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?A Better You? Your 7 days program to self-improvement | Fashion ...

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I really seem to lost depend on how many times I?ve go through and heard of high profile marriages failing just about left and right. Not that I really care (and professionally I don?t), it seems strange that we often find movie and TV celebrities as flawless men and women, living the fairytale life of riches as well as glamour. I suppose we all have to stop sticking the heads in the clouds and face fact.

There are many ways to get rid of your sense of self-esteem in spite of how trivial it could actually get. But no matter what happens, we should all try not to lose our own experience of self.

So what can it take to be a trim above the rest? Here are some of what you can think as well as improve on that should be enough for a week.

A single. Know your purpose
Think you?re wandering through life with little path ? hoping that you?ll find happiness, health insurance and prosperity? Identify your lifetime purpose or mandate statement and you will have your own private unique compass that will connect you with your truth northern part every time.

This may appear to be tricky at first once you see yourself to be in a decent or even dead end. Really clean always that small loophole to turn things all-around and you can make a big difference to yourself.

A couple of. Know your values
What do you importance most? Make a list of your top 5 values. Some situations are security, convenience, family, spiritual improvement, learning. As you fixed your goals regarding 2005 ? in the goals against your own values. If the aim doesn?t align utilizing any of your top five values ? you may want to reevaluate it or revise it.

The number ought not discourage you, as an alternative it should motivate you to try and do more than you can ever dreamed of.

3. Know your requirements
Unmet needs can keep you living authentically. Handle yourself. Do you have a have to be acknowledged, to be correct, to be in control, for being loved? There are so many folks who lived their lives without realizing its dreams and most of these end up being stressed or even depressed for that matter. Checklist your top several needs and get these folks met before it?s too late!

Four. Know your passions
You know who you are as well as what you truly take pleasure in in life. Obstacles for instance doubt and lack of enthusiasm will only prevent you, but will possibly not derail your chance for being the person you ought to be. Convey yourself and respect the people who has prompted you to become the extremely person you wanted for being.

5. Live from the inside out
Increase your awareness of your own inner wisdom by simply regularly reflecting alone. Commune with nature. Relax to quiet your own distracted mind. For many of us city slickers it?s hard so that you can even find the solace we want even in our own home. In my case I really often just stay in a dimly lit area and play some classical music. There exists sound, yes, although music does temporarily relieve the savage beast.

7. Honor your benefits
What are your beneficial traits? What unique talents do you have? Checklist three ? driving under the influence stuck, ask people closest to you to support identify these. Think you?re imaginative, witty, superior with your hands? Find ways to express your own authentic self through your strengths. You can raise your self-confidence when you can share anything you know to other people.

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When you live legitimately, you may find that you grow an interconnected experience of being. When you are true to who you are, living your life purpose and giving of your talents to the world close to you, you give back in program what you came to tell others -your spirit ? your essence. This rewards for posting your gift utilizing those close to you should indeed be rewarding, much more whether or not it were to be the eyes of an stranger who can love what you have done with them.

Self-improvement is indeed one type of work that is worth it. It shouldn?t always be within the confines of an office building, or maybe in the several corners of your own area. The difference lies inside ourselves and how a great deal we want to change to your better.

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Five NCAA wrestling All-Americans we hope try MMA

MMA's ties with NCAA wrestling were evident on Saturday, as Randy Couture, Ben Askren and Tyron Woodley presented awards and several other fighters were in the stands cheering on the wrestlers. The mats were filled with future fighters. Not all have professed an interest in making the jump to MMA, but here are the ones I hope will make the jump at some point, whether it's as soon as they graduate or after making a run towards Olympic gold.

Kyle Dake, Cornell -- Because even though he already has three national titles under his belt, Dake is still growing and getting better. He has jumped a weight class every year, and dominated every new weight. Rumor has it that Dake is headed to medical school, so cagefighting probably isn't in his future. It's still fun to dream, right?

David Taylor, Penn State -- The sophomore pinned his way to the finals, then finished off his Most Outstanding Wrestler award-winning performance with a technical fall. His smooth takedowns had opponents on the ground before they knew what happened.

Tony Ramos, Iowa -- Another sophomore, Ramos won his third-place match by coming from out of nowhere to pin Minnesota's Chris Dardanes. At 133 lbs, his size and speed could find a home a fly or bantamweight.

Jordan Oliver, Oklahoma State -- He may have lost his final on a controversial call, but that doesn't take away the junior's accomplishments in the tournament. He pinned his way to the final with a nasty takedown that could wreak havoc in the cage.

Christopher Honeycutt, Edinboro -- The runner-up at 197 lbs. has already indicated his plans to go into MMA, and opponents will have a hard time dealing with his strength and size. He told reporters that he is fascinated by the challenge of mastering so many disciplines of MMA, and won't be the first Fighting Scot to try fighting. Josh Koscheck won a national championship for Edinboro.

Did I miss anybody? Disagree with these choices? Speak your mind in the comments, on Facebook or on Twitter.

Source: http://sports.yahoo.com/blogs/mma-cagewriter/five-ncaa-wrestling-americans-hope-try-mma-235609717.html

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